My name is James, and this is my personal blog about finances, the stock market, and investments. This blog is for me to document, learn and improve as an investor. Think of it as a diary or an investing journal.

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Disclaimer: I am not a financial advisor. Take anything I say for entertainment purposes only.
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Revolve’s Superpowers: A Rare and Powerful Combination Most Investors Completely Overlook
Revolve Group (NYSE: RVLV) is the forgotten champion of apparel retail. While Wall Street obsesses over hyper-growth names and retail investors chase the next meme stock, Revolve quietly operates one of the strongest, most defensible business models in the entire consumer sector. It’s dismissed as “just another overpriced clothing seller,” but that superficial take misses…
The Headline Trap: Why Moderna Wins with the Lower Number
Pfizer has released Phase 3 data for its mRNA flu vaccine, boasting 34% greater efficacy than the standard flu shot. On paper, this beats Moderna’s candidate, which demonstrated 26.6% efficacy. If you trade on headlines alone, you buy Pfizer. If you trade on first principles, you recognise the trap. The trials weren’t even testing the…
UnitedHealth: Navigating the Fog of War in Healthcare
Investing in the U.S. healthcare sector is akin to navigating a battlefield shrouded in fog. Stocks like UnitedHealth (UNH), Oscar Health, Progyny, Hims & Hers Health, or even Novo Nordisk may seem appealing, but a minefield of uncertainties surrounds them. I am skeptical whether UNH is the obvious value play. Picture this: Deploying your capital…
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